Agreement between User and www.patterdox.com

Welcome to www.patterdox.com The www.patterdox.com website (the “Site”) is comprised of various web pages, related courses, links, forums, online discussions, and other materials operated by BGM Venture LLC . (“BGM” and “BGM Materials”) for which you have paid or are paying BGM to access. Your access to the Site is conditioned on your acceptance, without modification, of these terms, conditions, and notices contained herein (the “Terms”). Your use of the Site constitutes your agreement to all such Terms. Please read these Terms carefully and keep a copy of them for your reference. You and BGM may be referred to herein individually as a “Party” and together as the “Parties.” Electronic Communications Visiting the Site or sending emails to BGM constitutes electronic communication. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing. Your Account If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that BGM is not responsible for third party access to your account that may result in theft or misappropriation of your account. BGM and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content at our sole discretion. IF YOU ARE A PARENT OR GUARDIAN AND YOU PROVIDE YOUR CONSENT TO YOUR CHILD'S REGISTRATION WITH THE SITE, YOU AGREE TO BE BOUND BY THESE TERMS OF USE IN RESPECT OF THEIR USE OF THE SITE. IF YOU ARE UNDER THE AGE OF 1 8 OR THE AGE OF MAJORITY IN YOUR JURISDICTION, YOUR PARENT OR LEGAL GUARDIAN MUST READ AND AGREE TO THE TERMS OF THIS USER AGREEMENT BEFORE YOU MAY USE THE WEBSITE. IF YOU AND, IN THE CASE OF MINORS, YOUR PARENT OR LEGAL GUARDIAN, DO NOT AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS OF THIS USER AGREEMENT, YOU ARE NOT PERMITTED TO USE OR ACCE SS THIS WEBSITE. By purchasing our course / service, you represent and warrant that you are 18 years or older and that you agree to abide by these Terms and the terms and conditions of the Agreement (if applicable). BGM has the sole right and discretion to determine whether to sell our course / service to any individual and may reject a purchase by any individual with or without explanation. Assignment/Delegation You shall not assign any rights, or delegate or subcontract any obligations, under these Terms without BGM’s prior written consent. Any assignment in violation of the foregoing shall be deemed null and void. BGM may freely assign its rights and/or delegate or subcontract any obligations under these Terms at any time. Subject to the limits on assignment stated above, these Terms will inure to the benefit of, be binding on, and be enforceable against each of the Parties and their respective successors and assigns. Cancellation/Refund Policy Subscriptions are final. No refunds will be issued, though an alternate program may be available as a replacement. Links to Third Party Sites/Third Party Services The Site may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of BGM and BGM is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. BGM is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by BGM of the site or any association with its operators. Certain services made available via the Site are delivered by third party sites and organizations. By using any product, service or functionality originating from the Site domain, you hereby acknowledge and consent that BGM may share such information and data with any third party with whom BGM has a contractual relationship to provide the requested product, service or functionality on behalf of Site users and customers. No Unlawful or Prohibited Use/Intellectual Property You are granted a non-exclusive, non-transferable, revocable license to access and use the Site, services, and BGM Materials strictly in accordance with these Terms. As a condition of your use of the Site, services, or BGM Materials, you warrant to BGM that you will not use the Site, services, or BGM Materials for any purpose that is unlawful or prohibited by these Terms. You may not use the Site, services, or BGM Materials in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for you. The copying, redistribution, use or publication by you of any of the content within our Site, services, or BGM Materials is strictly prohibited. Your purchase of access to our Site, services, or BGM Materials does not grant you any ownership rights to the materials contained on our Site, services, BGM Materials. Any breach of these Terms may result in termination of your access to the Site, services, or BGM Materials. All content included as part of the Site, services, or BGM Materials such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of BGM or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto. You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. BGM content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use and will make no other use of the content without the express written permission of BGM and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of BGM or our licensors except as expressly authorized by these Terms. International Users The Service is controlled, operated and administered by BGM from our offices within the United States of America (USA). If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the BGM Materials accessed through the Site in any country or in any manner prohibited by any applicable laws, restrictions or regulations. Indemnification You agree to indemnify, defend and hold harmless BGM, its officers, directors, employees, agents and/or shareholders, for any claims, suits, losses, costs, liabilities and expenses (including reasonable attorneys’ fees) relating to or arising out of your use of or inability to use the Site, services, or BGM Materials (including claims, suits, losses, costs, liabilities and expenses arising from and/or involving the ordinary, sole or comparative negligence or fault of PRC, its directors, employees, agents and/or shareholders), any user postings made by you, your violation of any of these Terms or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. BGM reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with BGM in asserting any available defenses. Arbitration The Parties to this agreement recognize that California’s fundamental public policy favors the enforceability of arbitration agreements, and that California resolves all doubts concerning the arbitrability of the subject matter of a dispute in favor of arbitration. You further acknowledge and agree that by way of your contractual relationship with BGM , as reflected herein, both you and BGM are engaged in transactions involving interstate commerce. As such, you acknowledge and agree that any arbitration process which may be compelled by this contract, as necessary and required to resolve any dispute, controversy or claim which may arise under this contract, will be governed by the Federal Arbitration Act (“FAA”). Any dispute, controversy, or claim between the undersigned and BGM arising out of or related to these Terms or any breach or termination of these Terms, including but not limited to the services provided by BGM, or any alleged violation of any federal, state, or local statute, regulation, common law, or public policy, whether sounding in contract, tort, or statute, shall first be submitted to mediation before Judicial Arbitration and Mediation Services (JAMS) in Los Angeles, California with each party sharing the costs of such mediation equally, payable to JAMS in advance of scheduling any such mediation session. If such mediation fails to resolve any such dispute, then the dispute shall be submitted to confidential arbitration before JAMS. Arbitration shall be held in Los Angeles, California, before a single arbitrator, in accordance with the JAMS’ rules, regulations, and requirements (https://www.jamsadr.com/adr-rules-procedures/), as well as any requirements imposed by California law. Any arbitral award determination shall be final and binding upon the Parties. Judgment on the arbitrator’s award may be entered in any court of competent jurisdiction. The proceedings and decision will not be disclosed to the public and will remain confidential among the Parties. Class Action Waiver Except for representative claims which cannot be waived under applicable law and which are therefore excluded from this Agreement, the Parties waive the right to assert, participate in, or receive money or any other relief from any class or collective claims against each other in court, arbitration, or any other proceeding. Each party shall only submit their own individual claims against the other and will not seek to represent the interests of any other person. The arbitrator shall have no jurisdiction or authority to compel any class or collective claim, or to consolidate different arbitration proceedings with or join any other party to an arbitration between the Parties. The arbitrator, not any court, shall have exclusive authority to resolve any dispute relating to the enforceability or formation of this Agreement and the arbitrability of any dispute between the Parties, except for any dispute relating to the enforceability or scope of the class and collective action waiver, which shall be determined by a court of competent jurisdiction. Equitable Remedies You acknowledge that the ability to reserve the Site and/or BGM Materials for the exclusive use of BGM is of great importance and commercial value to BGM and that improper use or disclosure of the Site or BGM Materials by you will cause irreparable harm to BGM, for which remedies at law will not be adequate. In the event of a breach or threatened breach by you of any of the provisions of these Terms, you hereby consent and agree that BGM shall be entitled to seek, in addition to other available remedies, a temporary or permanent injunction or other equitable relief against such breach or threatened breach from any court of competent jurisdiction, without the necessity of showing any actual damages or that monetary damages would not afford an adequate remedy, and without the necessity of posting any bond or other security. The aforementioned equitable relief shall be in addition to, not in lieu of, legal remedies, monetary damages or other available forms of relief. Termination/Access Restriction BGM reserves the right, in its sole discretion, to terminate your access to the Site and/or BGM Materials and the related services or any portion thereof at any time, without notice. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section. You agree that no joint venture, partnership, employment, or agency relationship exists between you and BGM as a result of these Terms or use of the Site. BGM’s performance of these Terms is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of BGM’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by BGM with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth herein, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified, these Terms constitute the entire agreement between the user and BGM with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and BGM with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English. Change of Terms Due to the otherwise indeterminate duration of this agreement, BGM reserves the right, in its sole discretion, to occasionally change the Terms under which our programs are offered. The most current version of the Terms will supersede all previous versions. BGM encourages you to periodically review the Terms to stay informed of our updates, as your mutual assent to these changes will be inferred from your failure to object to the same. Moreover, any objection by you to any of the occasional changes to these Terms will result in the immediate termination of this agreement. If you wish to continue with the use of the Site, BGM’s services, and BGM Materials you must agree to abide by these Terms, including these occasional changes. These Terms shall be governed and construed in accordance with applicable federal law and the substantive laws of the State of California. Disclaimer Our Education Disclaimer Since the information we provide is solely for educational purposes, we disclaim any responsibility for it. All of the information we give is specifically for homeschoolers and should only be used for educational purposes; we are not a public institution. Since we do not provide legal advice, please contact a legal professional if you require it.

Our Health and Disability Advocators Disclaimer We are not doctors, nutritionists, or in any other way associated with the medical industry.

Our Trades and Entrepreneur Disclaimer We might be associated with websites that offer potential trade and business opportunities. We do not offer licenses, certificates, or degrees on them; instead, you must visit an affiliate site to receive what they offer.

Our HSLDA Supporter Disclaimer We are registered members of Home School Legal Defense, but we are not lawyers or attorneys. Instead, we are qualified homeschooling supporters for families who homeschool their children. If you have any questions, we will be happy to answer those we can, or we will recommend that you contact HSLDA to provide you with legal advice. The information contained in this website is for general information purposes only and is provided by Patterdox.com. While we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. You need to make your own enquiries to determine if the information or products are appropriate for your intended use.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Through this website you may be able to link to other websites which are not under the control of patterdox.com. We have no control over the nature, content and availability of those websites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the website up and running smoothly. However, patterdox.com takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control. NO REPRESENTATIONS GUARANTEES OR WARRANTIES WITH REGARD TO THE COMPLETENESS, ACCURACY, FITNESS, EFFECTIVENESS OR APPLICABILITY OF ANY STRATEGY, INFORMATION OR ADVICE DETAILED WITHIN THE SITE, SERVICES, OR BGM MATERIALS, INCLUDING VIDEOS OR TRAINING / COACHING IS ANY REPRESENTATION, GUARANTEE OR WARRANTY MADE REGARDING OUTCOMES ACHIEVED BY APPLYING THE STRATEGIES, INFORMATION AND ADVICE PROVIDED HEREIN. Compensation and Affiliate Disclosure You will find recommendations regarding certain resources that may help you in achieving your goal(s). You should assume we have a revenue relationship with these companies, better known as an affiliate relationship. If you visit any of these sites and make a purchase, we will be compensated for that sale (within BGM’s affiliate guidelines). We only mention and recommend products or services we have used or are readily known to be of a benefit to us. We do not receive compensation in the form of free promotional products for the mention of any product or service. Every effort is made to present you with an accurate portrayal of the potential of the products or services mentioned. Having said this, there is no guarantee that your use of any of these products or services will increase your revenue or help you meet your business goals. You should purchase, and use, said products only after performing your own due diligence. NO ENDORSEMENTS. From time to time, BGM will refer to other products, services, coaches, consultants, and/or experts. Any such reference is not intended as an endorsement or statement that the information provided by the other party is accurate. BGM provides this information as a reference for users. It is your responsibility to conduct your own investigation and make your own determination about any such product, service, coach, consultant, and/or expert. The videos created and publicized on this site are for information. WE HAVE USED OUR BEST EFFORTS IN PRODUCING THE VIDEOS, BUT MAKE NO REPRESENTATIONS, GUARANTEES OR WARRANTIES WITH REGARD TO THE COMPLETENESS, ACCURACY, FITNESS OR APPLICABILITY OF THE INFORMATION THEREIN TO YOUR VENTURE. THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. BGM AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES TO THE SITE AT ANY TIME. BGM AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. PRC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BGM AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF BGM AND/OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE. OUR SITE AND CONTENT MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. BGM AND ALL AFFILIATES HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF OUR SITE OR CONTENT. BGM CANNOT GUARANTEE AND DOES NOT PROMISE ANY SPECIFIC RESULTS FROM USE OF OUR SITE OR CONTENT. BGM DOES NOT REPRESENT OR WARRANT THAT OUR CONTENT OR OUR SERVICES FOUND WITHIN ARE ACCURATE, COMPLETE, RELIABLE, CURRENT OR ERROR-FREE OR THAT ANY SUCH ITEMS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THEREFORE, YOU SHOULD EXERCISE CAUTION IN THE USE AND DOWNLOADING OF ANY SUCH CONTENT AND USE INDUSTRY-RECOGNIZED SOFTWARE TO DETECT AND REMOVE VIRUSES. ALL RESPONSIBILITY OR LIABILITY FOR ANY DAMAGES CAUSED BY VIRUSES SOMEHOW ATTRIBUTED TO OUR CONTENT AND SERVICES IS DISCLAIMED. WITHOUT LIMITING THE FOREGOING, YOU UNDERSTAND AND AGREE THAT YOU DOWNLOAD OR OTHERWISE OBTAIN CONTENT THROUGH OUR SITE OR SERVICES AT YOUR OWN RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR YOUR USE THEREOF AND ANY DAMAGES TO YOUR MOBILE DEVICE OR COMPUTER SYSTEM, LOSS OF DATA OR OTHER HARM OF ANY KIND THAT MAY RESULT. IN NO EVENT WILL BGM, ITS OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, VENDORS, AFFILIATES OR AGENTS BE LIABLE TO YOU OR ANY THIRD PERSON FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES ARISING FROM YOUR USE OR MISUSE OF THE SITE, COACHING, SERVICES, OR PRC MATERIALS WHETHER SUCH DAMAGES ARISE IN CONTRACT, TORT, NEGLIGENCE, EQUITY, STATUTE OR BY WAY OF ANY OTHER LEGAL THEORY REGARDLESS OF WHETHER SUCH DAMAGES COULD HAVE BEEN FORESEEN. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, BGM’S LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER, AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO US FOR ACCESS TO THE SITE, COACHING, SERVICES, OR BGM MATERIALS WE PROVIDE PRIOR TO THE EVENT GIVING RISE TO LIABILITY.